
Introducing Allie Bywaters, an insurance broker with a twist! She's a certified life and health insurance guru with 20 years of experience in biotech. With a husband, two girls, and a furry friend in tow, she's a master of juggling life's curveballs (and the occasional chewed-up shoe).
When she's not busy decoding policy lingo, you'll find her balancing school runs, swim practices, and karate classes.
She's here to help you navigate the insurance jungle and safeguard your family's future. When it comes to insurance, she doesn't just promise peace of mind—she delivers it with a smile and a sprinkle of mom magic.

Medicare – Over 65 or Disabled
Medicare is our country’s health insurance program for people aged 65 or older. Certain people younger than age 65 can qualify for Medicare, too, including those with disabilities and those who have permanent kidney failure.
Long-Term Care
Long-Term Care insurance covers the cost of medical and non-medical care for those who receive in-home care, or who are in assisted living, nursing home or memory care communities.
Life Insurance
Life Insurance provides a financial safety net for your loved ones. The insurance company will pay a tax-free lump sum of money to your beneficiary, should you die while the policy is active.
Health Insurance - Under 65
Health or medical insurance is a type of insurance that helps cover the cost of medical expenses
Dental / Vision / Hearing
Dental/Vision/Hearing insurance helps offset the costs of treatment and materials related to those types of care. Benefits include coverage for:
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Teeth cleanings and restorative care
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Vision exams, contacts and glasses
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Hearing exams and hearing aids/repairs
Supplemental Health Insurance
Supplemental Health insurance offers an extra level of protection to policyholders who need help meeting out-of-pocket expenses and other costs that their regular insurance policy doesn’t cover. Supplemental Health insurance includes Accident, Cancer, Heart Attack & Stroke, and Hospital policies..
DISCLAIMER
"We do not offer every plan available in your area. Currently we represent 12 organizations which offer 121 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options."

Allie Bywaters Independent
Insurance Agent
Phone: 512-557-4912